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Our cost-effective plan options flip the traditional "one size fits all" health insurance model upside down. Fact: The average individual pays $1400/year out-of-pocket for actual medical services, yet pays thousands of dollars in monthly premiums and must also cover the cost of deductibles. With that in mind, our plans eliminate deductibles (yes, you read that right- no deductibles)! We pay "first dollar" benefits to health care providers, with 80% of claims paid within 30 days. That helps control costs.

We manage monthly premium outlay by giving you the option to choose how much, or how little, coverage you desire. And unlike traditional health insurance plans, our coverage is easy-to-understand, in black & white. You know what's covered, and what's not! Dental & vision plans are also available, along with term life insurance. After reviewing plan summaries, visit our enrollment page to learn more about plan specifics and how to access coverage.

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Our most popular plans, featuring a wide range of inpatient and outpatient benefits in our First Health PPO Network. Plans feature NO DEDUCTIBLES and are guaranteed issue. Plans start as little as $81/month for individuals and $252/month for families. Prescription coverage through the DataRX Pharmacy Network provides $10 co-pay on retail generic and $30 co-pay on retail medications. Unlimited Teladoc visits with no consultation fee, and SupportLinc Assistance Program.

To request coverage or more specifics on pricing, please visit our enrollment page.


For people who already have major medical health insurance coverage, or who anticipate significant medical expenses, our HealthAssist plan provides gap coverage and additional financial protection. You may also select HealthAssist if you don't have major medical coverage. HealthAssist is not available if you've chosen one of our HealthSelect plans. Chose from Basic, Plus and Max plans providing up to $10,000 in potential benefits.

To request coverage or more specifics on pricing, please visit our enrollment page.


You have the option to add cost effective dental & vision coverage with our plans, as well as term life insurance. This a la cart approach offers a maximum plan benefit of $1000, with individual dental coverage starting at just $21/month, up to $67/month for a family. Our vision plan offers an exam benefit of $100/year, with $500 materials benefit once per year. Term life insurance is offered through Amalgamated Life and provides a $20,000 benefit payment to beneficiaries.

To request coverage or more specifics on pricing, please visit our enrollment page.

Notice: This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Further, this insurance does not coordinate with any other insurance plan. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance.

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